Car Loans as easy as 1-2-3

Secure Your Loan Today!

Take the stress out of the financing and purchase process!

We believe everyone should have the opportunity to own a newer vehicle and we have experience dealing with all types of unique credit situations.

Regardless of your credit background, our established relationships with lenders get you the best possible approval including the lowest rate and longest term. Once you are approved, we will work with you to find you the vehicle that best fits your needs and situation.

Solutions for all situations


✓ Bad Credit

✓ No Credit

✓ Bankruptcy

✓ Proposal

✓ Self Employed

✓ Divorced

✓ Fixed Income

✓ Disability

✓ Collections

✓ Repossession

✓ Re-establishing Credit

✓ New to Canada


Why KW Prime Car Loans?

Get a newer vehicle while re-establishing and strengthening your credit. Your dedicated credit manager will provide personal attention and work closely with you.

Not only will we get you the best possible approval and a fantastic vehicle, but we will coach you to help rebuild and re-establish your credit.

Our professional services include complimentary credit bureau review and explanation and we will provide you with our step-by-step credit recovery manual.

We have access to relationships with multiple lenders including Canadian chartered banks and access to all makes and models of vehicles.

Let's get started

Give us a call:


Or simply provide us with the basic info below and we will get in touch.
No need for lengthy forms.



Ryan finds a solution to Bad Credit No Credit Bankruptcy Proposal Self employed Divorced Fixed Income Disability Collections Repossession Re-establishing Credit New to Canada Unverifiable income

Ryan Berg

Credit Manager


We specialize in financing for those with less than perfect credit.

Apply Online for your pre-approval today!

What customers are saying…

My experience at KW Prime Car Loans was phenomenal. Specifically, I dealt with Ryan Berg who was outstanding.   I was in a bit of a situation having basically one day to get approved for financing and on the road in a vehicle. I didn’t’ think it was going to be possible!   Ryan fully understood my desire to achieve this goal and did everything in his power to ensure that it would happen. Many, many thanks to Ryan and the KW Prime Car Loans team!

Kevin P.

As a first time car buyer, I had a lot of questions and concerns about all aspects of owning or leasing a vehicle. Ryan made the process so easy and enjoyable for me. The personal support and driving me to and from the dealership from out of town, were amazing. A wonderful experience. Thank you so much!

Natalie S.

Car loan financing is available for all types of credit.  We have plenty of experience in credit recovery car loans, credit reestablishment car loans, bad credit car loans, bankruptcy car loans, and no credit car loans.
A car loan is one of the fastest ways to rebuild credit. What’s more important than 100% approval is working with you to find the right fit for your situation.
KW Prime Car Loans is a division of Waterloo Kia. We serve the Kitchener/Waterloo area including Cambridge, Guelph, Woodstock, Stratford, Listowel, Paris, Palmerston, Brantford, Milton, Hamilton, and surrounding areas.
583 Colby Dr., Waterloo ON N2A 1A1