Ryan’s Finance Blog

Get the latest news and info on getting financing approved on a new car.

Below you will find posts and links to resources containing information on cars, loans, good credit, and how to rebuild bad/poor credit.

Extended Warranties

Whether your credit history is good, bad or fair, a very important item to consider when financing a vehicle and taking a loan is extending the warranty. 

Why Consider Total Loss Protection?

Total Loss Protection (also known as Guaranteed Asset Protection – GAP) is available on all auto loans and is something that buyers should consider.  A vehicle’s value will decline faster than the balance owed on the loan.  Therefore, when a vehicle is deemed a total...

The Personal Service Car Loan Experience

One thing that sets KW Prime Car Loans apart is the level of personal service we provide.  Regardless of your situation, whether you have good credit, bad credit, no credit, low income, high income, proposal, or bankruptcy, we are committed to providing top notch...

Check Your Credit!

A lot of people ask me how they can check credit on their own.  You can get your free report from Equifax by requesting it.  I recommend requesting the report once per year, just to ensure everything is in order.  It is important to make sure any car loans, mortgages,...

Why Do You Need My Social Insurance Number?

One question I get asked on a regular basis is “why do you need my social insurance number”? When applying for a car loan, regardless of whether you have good credit, bad credit or there is no credit history, a lender often asks us to submit your application with a...

Credit Report, Score & Rating

A topic that comes up on a regular basis when I am speaking with clients is what exactly is on a credit report (commonly known as a bureau).  When dealing with car / auto loan financing, the lenders / banks will look at the entire picture of an applicant's...