About Us

At KW Prime Car Loans, we understand that good people get into tough situations.  Everyone should have the opportunity to enjoy the benefits of a newer vehicle. Get what you deserve!

Regardless of whether your situation is a result of financial decisions, bankruptcy, proposal, divorce, self-employment, disability, new to the country, collections, repossession, unverifiable income, missed payments, or no credit – we help find a solution.

KW Prime Car Loans is completely hands-on, with direct, personal communication with you.  You will have your own dedicated credit manager, who handles all situations respectfully and in confidence.  We reach out to you to discuss the best course of action based on your specific situation before pulling a credit bureau or sending it to a lender.

What’s more important than 100% approval is working with you to find the right fit for your situation.

KW Prime Car Loans works with multiple lenders to help get you the best possible approval including the lowest rate.  We work with you to provide the best options to suit your needs.

By taking a long term look, we will help you in re-establishing your credit.  All of our lenders will report to your credit bureau and we have programs that can dramatically lower your interest in a period of just 10 months!

We have a partnership with a lender that allows us access to incredibly low rates on new cars for people with bad or poor credit.

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Car loan financing is available for all types of credit.  We have plenty of experience in credit recovery car loans, credit reestablishment car loans, bad credit car loans, bankruptcy car loans, and no credit car loans.
A car loan is one of the fastest ways to rebuild credit. What’s more important than 100% approval is working with you to find the right fit for your situation.
KW Prime Car Loans is a division of Waterloo Kia. We serve the Kitchener/Waterloo area including Cambridge, Guelph, Woodstock, Stratford, Listowel, Paris, Palmerston, Brantford, Milton, Hamilton, and surrounding areas.
583 Colby Dr., Waterloo ON N2A 1A1