Financing a vehicle is one of the fastest ways to strengthen and re-establish your credit, regardless of the interest rate.  All public lenders report the car loan to Equifax and Trans Union; in-house and private lenders may not.

Many clients with poor credit history ask about how they can rebuild credit in a timely matter.  Regardless of how poor the credit situation is, a car loan will certainly help.

Another way is through a secured credit card.  Virtually everyone is approved!

With a secured credit card, the card holder sends the lender an amount of money as a security deposit, and the lender then grants the credit card with a limit in that amount.  The card holder can then use the card and pay it monthly.

One company that offer this type of card is Home Trust.